Most of us will have heard our parents remarking that money doesn’t grow on trees several times during our childhoods. Money might not grow on trees, but there’s another proverb to bear in mind if you are on a mission to improve your financial situation and boost your income: mighty oaks from little acorns grow. If you’re interested in the concept of planting your own money tree and exploring investment ideas, here’s a guide to ways to make money.

Investment ideas

Investing money is a means of growing funds. There are several different options when it comes to investments, and it’s wise to research carefully before making a decision about where you want to spend your cash. Here are some ideas to consider:


If you read the newspaper, you listen to bulletins, or you’ve watched The Wolf of Wall Street, you’ll be familiar with the stock market and the impact it has on the economy and the financial situations of traders and the customers and clients they represent. Buying stocks and shares and trading can be incredibly lucrative, but it carries significant risks. While it’s possible to go from bust to boom, the highway runs in both directions. The nature of trading is unpredictable, and if you’re a beginner, it’s wise to start small and to build your confidence as you become more experienced and knowledgeable. It’s also critical to seek expert advice to make sure that you know what you’re investing in and how the market works and to take steps to maximize your chances of making money from your investments. If you’re a novice, you could benefit from working with and taking advice from binary options brokers and experienced traders. You’ll have access to insights and information, you can gain an understanding of what patterns and movements mean, and you’ll have a better chance of making the right calls at the right time. When you’re looking for a broker, carry out research, take a look at the broker’s track record and make sure you choose a licensed, reputable company. It can be incredibly useful to run a free trial using a demo account. This will enable you to see what the trading process involves and to watch the platform in action before you spend any of your hard-earned cash. You can make decisions with virtual money and get a feel for the platform before you commit.

There are different avenues you can pursue with trading, including day trading, binary options and investing in stocks or shares you plan to keep for a prolonged period of time. If you are thinking about this kind of investment, it’s critical to have an understanding of the markets and to try and learn how to spot emerging trends or patterns and how to translate them into actions that will boost the value of your funds. There are risks involved in all investments, but markets can be particularly volatile, especially when political or economic climates are uncertain and companies are at risk of their reputation being damaged by social media, media and press stories and scandals and cybercrime.


If you’ve ever watched Dragon’s Den or The Apprentice, you’ll know that a cash injection can make the difference between a business soaring or slumping. Investing in companies or entrepreneurs is an exciting and intriguing prospect, but there are dangers. You can make a vast amount of cash from choosing the right company, but you could also run the risk of losing money.

If you’re on the hunt for a business to back, there are some crucial signs to look out for. The first is scalability. As an investor, you want your money to grow. You don’t want to put your cash into a business that isn’t going to expand or diversify because you won’t get a substantial return on your money. Look for a company that has potential and search for signs of a scalable model. Many of the most famous, high-profile brands in the world have achieved success through expanding product ranges and opening new stores, outlets or locations. Investors often look for enterprises that have a good track record, but they also want to maximize opportunities by focusing on firms that have the scope to dominate a market or grow their market share.

Another key consideration for an investor interested in putting money into a business is the market. What sector is the company operating within? Who is the target buyer? Is there a market for the products or services on offer and those in the pipeline? An idea is only ingenious if other people are going to buy into it. There is no point in investing in a product that you think is brilliant if consumers aren’t convinced. Market research is critical, and company owners looking for investment should be able to demonstrate demand for the product or service.

Investors should also take an interest in the management team. It’s worth taking the time to get to know the individuals that call the shots to make sure the core is stable and that everyone is working towards the same objective. A solid, capable, driven management team can make all the difference.

Before taking the plunge, it’s also wise to delve deeper into the books and to check that there are contingency and backup plans in place to cope with unexpected or sudden obstacles or hurdles. Investing in a business always carries risks, and it’s important to ensure that you protect yourself as best you can.


Property is one of the most popular investment opportunities for those looking to grow their money. There are various different tactics you can employ as a real estate investor. You could buy a property to let, you could get into flipping properties or you could search for a vacation home.

If you’re thinking about buying real estate, and your aim is to let the property out, there are some golden rules to follow. Firstly, when you’re investing, money is the main priority. Don’t view properties hoping to get that warm and fuzzy feeling you look for with a home search. Keep your mind focused on the figures. Before you start looking for a house or an apartment to let, think about your ideal tenant. Who are you targeting? This will impact your decisions in terms of how much rent you charge, how you renovate or redecorate and what kind of property you buy. A rental home for a family, for example, will probably be a very different proposition to a student property. Consider the location carefully, and undertake extensive research into neighborhoods before you buy. Is there an active, healthy rental market? How much are rental properties selling for, and how much rent are landlords commanding? Think about what your target tenants would look for in a house before you buy. For families, for example, proximity to good schools, transport links and amenities like sports facilities and supermarkets, is beneficial. Young professionals will want to be close to public transport links, shops, cafes, bars and entertainment facilities. Students will need easy access to college.

When buying a holiday home, location should also be a priority. Look for properties that are close to tourist attractions and features like beaches, lakes and national parks. Think about how much your ideal customer wants to pay, what they want to do with their time and how long they’re going to stay. Research rental rates and look for ways to set your property apart from others. Could you team up with a local agency to offer a tour as part of the rental package, could you fill a gap in the market by allowing pets, or could you add a hot tub to the terrace?

If you plan to buy a house or an apartment to renovate and sell, it’s crucial to cost out the entire project in advance. The goal is to generate as much profit as possible. Work out how much the work is going to cost and add it to the purchase price. It’s wise to speak to agents to get an accurate idea of how much you could make based on your plans and to explore options to increase the profit margin. If you’ve got a 3-bedroom house, for example, could you convert the attic and create a fourth bedroom, making your property more appealing to the family market? Some locations are more attractive than others. If you can’t afford to buy in an established suburb or a premium part of the city, look for up and coming areas. Signs of redevelopment and regeneration can be positive for investors.

Nobody has a tree adorned with banknotes in their backyard, but it is possible to grow your money. If you’re looking to make more money or you have a pot you’re keen to use to boost your finances, it’s worth exploring investment opportunities. Weigh up the pros and cons, seek expert advice and undertake extensive research before you part with any cash. The key to success often lies in taking calculated risks.

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